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Why Healthcare Still Feels So Complicated in America | Thomas Kane Keep IT Simple

You don’t need to be a policy expert to know that American healthcare is expensive, confusing, and frustrating. Whether you’ve tried to pick an insurance plan, schedule a specialist, or just get a straight answer about a bill—you’ve likely wondered: why is it always this hard? The U.S. has some of the most advanced medical technology and top hospitals in the world. And yet, millions of people still avoid going to the doctor because they can’t afford it—or don’t know what their insurance will cover. Let’s break it down. The Core Problem: It’s Not Built to Be Simple American healthcare isn’t one system—it’s a patchwork of private companies, public programs, and thousands of providers, all doing things a little differently. That’s part of the confusion. Here’s what’s really driving the chaos: Insurance is a maze. Between deductibles, co-pays, out-of-network charges, and surprise bills, even people with “good” insurance are often unsure what they’ll owe. Prices vary wildly. The s...

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